Fixed Deposits

Though equity related instrument have potential to give much higher returns compared to fixed income instrument, some financial goals and horizon may need investment in fixed return investments.

Fixed Deposits

Fixed deposits are of two types – Corporate deposits and Bank deposits. Corporate fixed deposit is a deposit in a company for a fixed return over a fixed period of time. The rate of interest is determined by the tenure of the deposit as well as other factors. NBFC’s, Housing Finance and manufacturing companies accept such deposits. Company fixed deposit is a good option for investment as they provide higher rate of interest compared to bank deposits, but may inherit higher risk. However, deposits with AAA ratings are considered safe investments.


Corporate Deposits

  • $29/mo

Corporate deposits can be good source of regular income by means of monthly, quarterly, half-yearly, or yearly interest incomes. We are associated with following companies for Fixed Deposit Schemes, which offer very attractive interest rates.

  • HDFC Limited
  • Bajaj Finance Limited
  • Shriram Transport Finance Company Limited
  • PNB Housing Finance
  • LIC Housing Finance Limited
  • Mahindra & Mahindra Finance Limited

Bajaj Finance Ltd. FD - Rate of Interest

For New Customers w.e.f. 1st February, 2021

TenorMinimum ReturnsNon-CumulativeNon-CumulativeNon-CumulativeNon-Cumulative

For Senior Citizens – upto 0.25% above the card rates

Invest in Corporate Deposits

It is a very easy process involving filling up of a simple application form & KYC. For forms, interest rates and more, chat with us (use whatsapp chat at the bottom right). 

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