Insurance Support
We live in a world of uncertainties and one famous author rightly explains the importance of insurance as “No one in the modern world can afford to be without insurance“
The Insurance Space
Before we look at the different insurance possibilities available in India, we need to understand that broadly insurance options can be divided into two types – Life and Non-Life. You need to choose the insurance options that are applicable or required for you and your family.
Life Insurance
Life Insurance ensures financial security of your family in the event of any mishap. Find, compare and buy the best Life Insurance policy suitable to your needs. We provide services related to purchase and further of all insurance needs for you and for your family.
Health Insurance
Health Insurance ensures safety of your family in times of medical emergencies. It ensures that medical emergencies dont eat out on your savings and future investment goals. Find, compare and buy the best Term Life Insurance policy suitable to your needs.
Personal Accident Cover
Personal Accident Insurance policy provides financial protection to the insured against uncertainties such as - Accidental Death, Permanent Total Disability, Permanent Partial Disability, Temporary Total Disability with support in case there is a loss of earnings.
What all We Have Here for You
There are varied insurance options available that are suitable for all types of people and their needs. Purpose of insurance and insurance cover required are two major factors that should be considered before choosing an option.
Term Life Insurance
Term Insurances are the purest form of insurance. Get the one suitable for you. and protect your family's future.
Investment Life Insurance
Get an insurance policy that provides support to your family during mishaps and also provide with future returns.
Health Insurance
Get the best and optimal health cover for you and for your family and protect your savings and investments.
Personal Accident Insurance
Buy a personal accident cover and get covered for various permanent and temporary disabilities and income losses.
Car Insurance
Compare and buy the best suitable first party or third party insurance for your vehicle.
2-Wheeler Insurance
Compare and buy the best suitable first party or third party insurance for your vehicle.
Critical Illness Insurance
Apart from your regular health insurance, get additional cover for critical illnesses.
Travel Insurance
Travelling abroad? get your trip adequately and suitably insured.
Property Insurance
Get your home and commercial property insured against fire and other perils.
Professional Indemnity Insurance
Get covered against legal liability to pay damages for third party claims arising out of professional services.
Corona Cover Insurance Plans
Get the covid-19 protection plan covering all the medical and related expenses, if you are not already adequately covered.
Property Insurance
Land and Property
Get Guaranteed Income with Insurance
And the best part is, we are always at your service for all your queries.
Frequently Asked Questions
What is Insurance?
Simply speaking, insurance is the means (a contract) by which risks of loss or damage can be shifted to another party (the insurer – obviously is generally an organisation, the insurance company) on payment of a charge known as premium. The party whose risk is shifted to the insurer is known as the insured. Insurance is largely carried out in two ways –
- Social Insurance – Here, the government takes care of those who are subject to losses due to risk events.
- Voluntary Private Insurance – Here, individuals and groups can buy insurance from an insurance company.
What are the major Insurance Types?
1. Life Insurance policies: Pure Term Insurance with or without return of premium, Non-linked Non-participating endowment insurance (including money back policies), Unit-linked insurance
2. Non-life insurance policies: Health insurance, Critical Illness insurance, Hospital cash policies, Motor insurance, Personal accident insurance, Travel insurance, Home insurance, Crop insurance etc.
What all are covered in Personal Accident Insurance?
Personal Accident Insurance policy provides financial protection to the insured against uncertainties such as –
Accidental Death – In case of accidental death of the insured full sum assured is paid to the nominee | Permanent Total Disability (PTD) – In case an accident results in permanent disabilities or lifelong total impairment such as loss of both the limbs, then a specified sum insured amount is paid to the policyholder. | Permanent Partial Disability (PPD) – for injuries resulting in permanent partial disabilities, a certain percentage (up to 100%) of the benefit is paid to the policy holder. | Temporary Total Disability (TTD) – If the insured suffers temporary total disabilities and is bed ridden or unable to work, then a weekly allowance to compensate for the loss of income is provided to the policy holder. The insured can also utilize this amount in case there is a loss of earnings.