We live in a world of uncertainties and one famous author rightly explains the  importance of insurance as “No one in the modern world can afford to be without insurance

The Insurance Space

Before we look at the different insurance possibilities available in India, we need to understand that broadly insurance options can be divided into two types – Life and Non-Life. You need to choose the insurance options that are applicable or required for you and your family.

Life Insurance

Life Insurance ensures financial security of your family in the event of any mishap. Find, compare and buy the best Life Insurance policy suitable to your needs. We provide services related to purchase and further of all insurance needs for you and for your family.

Health Insurance

Health Insurance ensures safety of your family in times of medical emergencies. It ensures that medical emergencies dont eat out on your savings and future investment goals. Find, compare and buy the best Term Life Insurance policy suitable to your needs.

Personal Accident Cover

Personal Accident Insurance policy provides financial protection to the insured against uncertainties such as - Accidental Death, Permanent Total Disability, Permanent Partial Disability, Temporary Total Disability with support in case there is a loss of earnings.

What All We Have Here for You

There are varied insurance options available that are suitable for all types of people and their needs. Purpose of insurance and insurance cover required are two major factors that should be considered before choosing an option.

LIC Plans

LIC offers a range of plans including Term plan, Endowment, Whole-life, Money-back, Health and more.

Term Life Insurance

Term Insurances are the purest form of insurance. Get the one suitable for you. and protect your family's future.

Investment Life Insurance

Get an insurance policy that provides support to your family during mishaps and also provide with future returns.

Health Insurance

Get the best and optimal health cover for you and for your family and protect your savings and investments.

Critical Illness Insurance

Apart from your regular health insurance, get additional cover for critical illnesses.

Corona Cover Insurance Plans

Get the covid-19 protection plan covering all the medical and related expenses, if you are not already adequately covered.

Car Insurance

Compare and buy the best suitable first party or third party insurance for your vehicle.

2-Wheeler Insurance

Compare and buy the best suitable first party or third party insurance for your vehicle.

Personal Accident Insurance

Buy a personal accident cover and get covered for various permanent and temporary disabilities and income losses.

Travel Insurance

Travelling abroad? get your trip adequately and suitably insured.

Property Insurance

Get your home and commercial property insured against fire and other perils.

Professional Indemnity Plans

Get covered against legal liability to pay damages for third party claims arising out of professional services.

Plan your retirement the best way - Get Guaranteed Return for Lifetime

With Increasing Risk Cover

Frequently Asked Questions

Personal Accident Insurance policy provides financial protection to the insured against uncertainties such as – 

Accidental Death – In case of accidental death of the insured full sum assured is paid to the nominee  | Permanent Total Disability (PTD) – In case an accident results in permanent disabilities or lifelong total impairment such as loss of both the limbs, then a specified sum insured amount is paid to the policyholder. | Permanent Partial Disability (PPD) – for injuries resulting in permanent partial disabilities, a certain percentage (up to 100%) of the benefit is paid to the policy holder. | Temporary Total Disability (TTD) – If the insured suffers temporary total disabilities and is bed ridden or unable to work, then a weekly allowance to compensate for the loss of income is provided to the policy holder. The insured can also utilize this amount in case there is a loss of earnings.

Simply speaking, insurance is the means (a contract) by which risks of loss or damage can be shifted to another party (the insurer – obviously is generally an organisation, the insurance company) on payment of  a charge known as premium. The party whose risk is shifted to the insurer is known as the insured. Insurance is largely carried out in two ways –

  1. Social Insurance – Here, the government takes care of those who are subject to losses due to risk events.
  2. Voluntary Private Insurance – Here, individuals and groups can buy insurance from an insurance company.

1. Life Insurance policies: Pure Term Insurance with or without return of premium, Non-linked Non-participating endowment insurance (including money back policies), Unit-linked insurance

2. Non-life insurance policies: Health insurance, Critical Illness insurance, Hospital cash policies, Motor insurance, Personal accident insurance, Travel insurance, Home insurance, Crop insurance etc.

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